Gilbert's Fee-Only Financial Advisor

When several advisors operate within a few blocks of each other, the question isn't who's closest — it's who's been here the longest and has the credentials to back it up. Smartt Wealth has operated from our Gilbert office for decades, and our founder was among the first Certified Financial Planners credentialed in the nation, earning his CFP around 1982. We've been doing fee-only, fiduciary wealth management in this community since before most of our competitors existed.

Our Office Is in Gilbert — and So Is Our History

We're not a regional firm that added Gilbert to a service area list. Our home office is at 1166 East Warner Road, Suite 101, Gilbert, AZ 85296 — and it has been the center of our practice for a long time. Gilbert clients get something most advisors in this area can't offer: in-person access at the firm's actual home base, not a satellite location or a shared coworking suite.

 

Warner Road puts us close to the heart of South Gilbert, convenient to the Riverview area and the neighborhoods stretching east toward Queen Creek Road. Whether you're coming from Val Vista Lakes, Morrison Ranch, or anywhere along the 202 corridor, our office is a straightforward drive — and we're always available virtually if that works better for your schedule.

What "Fee-Only" Actually Means for Gilbert Families

Fee-only financial planning is still misunderstood in a lot of conversations. It means we charge only for our advice — no commissions, no product sales, no hidden incentives tied to what we recommend. Our compensation comes from you, not from financial product manufacturers. That structure keeps our interests aligned with yours, full stop.

 

Here's what that looks like in practice for our Gilbert clients:

 

  • We manage investments on a fee-only AUM basis — you pay for management, not for products we sell you
  • There are no account minimums — we work with clients at every stage of the wealth-building journey
  • We cover investment planning, retirement and Social Security planning, tax planning, and estate planning under one roof
  • Every recommendation is made as a fiduciary, meaning your financial interest is the only standard we're held to

48 Years of Serving East Valley Families — Gilbert First

Smartt Wealth was founded in 1979. That's 48 years of showing up for clients in this region — through recessions, market cycles, tax law changes, and every life event in between. We've worked with multiple generations of East Valley families, and many of those relationships started right here in Gilbert.

 

Our approach is built on evidence-based, academically grounded investing principles through our co-branded partnership with Matson Money. We also offer the American Dream Experience, a two-day financial education class open to clients and their families — because we believe the best financial decisions come from people who actually understand what they're doing with their money. That commitment to education has been part of who we are since the beginning.

ANSWERS before we begin

Gilbert Clients Can Meet With Us In Person — or Virtually, Whatever Works

  • Is Smartt Wealth actually located in Gilbert, or is it just listed as a service area?

    We're actually located in Gilbert. Our home office is at 1166 East Warner Road, Suite 101, Gilbert, AZ 85296. This isn't a satellite office or a mailing address — it's where we work and where we meet with clients.

  • How is a fee-only financial advisor different from other financial advisors in Gilbert?

    A fee-only advisor charges only for advice and management — no commissions and no income from financial products we recommend. Many advisors in Gilbert are fee-based, which sounds similar but still allows for commission income. Fee-only means our only compensation comes from you, which removes a significant conflict of interest from the relationship.

  • Do I need a certain amount of money to work with Smartt Wealth?

    No. We don't have account minimums. We work with clients at every stage — whether you're just starting to build savings or managing a substantial portfolio. Our goal is to make sound financial planning accessible, not to screen clients by asset level.

  • How long has Smartt Wealth been serving Gilbert and the East Valley?

    Smartt Wealth was founded in 1979, which means we've been serving East Valley families for 48 years. Our founder was among the first Certified Financial Planners credentialed in the nation, earning his CFP around 1982. Gilbert has been our home base throughout that time.

  • Can I meet with a financial advisor in person, or is everything done remotely?

    Both options are available. Gilbert clients are welcome to come into our Warner Road office for in-person meetings, and we also offer virtual appointments for clients who prefer that. We work the way that fits your life — not the other way around.