Investment Planning in Scottsdale, AZ

Scottsdale has no shortage of wealth management firms. What it has fewer of are advisors who have been doing this since 1979, hold one of the earliest CFP credentials in the country, and don't require a large minimum investment just to get in the door. Smartt Wealth serves Scottsdale residents as a northward extension of our East Valley practice — and whether you come to our Gilbert office or meet us virtually, you get the same advice, the same structure, and the same standard of care.

Why Scottsdale Residents Work With a Financial Planner Outside the 85251

The Scottsdale financial advisory market is polished and well-populated. It is also, frankly, full of firms that filter clients by asset level before the first conversation ever happens. If you've felt like you needed to prove your net worth before getting real guidance, that's not a you problem — it's a structural feature of how many firms in this market operate.

 

Smartt Wealth works differently. We have no stated account minimums. We don't sell financial products. We don't earn commissions on what we recommend. Our only source of revenue is the fee our clients pay us directly — which means our advice is shaped entirely by what's right for you, not what generates a payout for us. That's what it means to be a fee-only fiduciary financial advisor, and it's how we've operated since the beginning.

What a 48-Year Track Record Actually Means for You

Steve Smartt founded this firm in 1979 and earned his CFP designation around 1982 — among the first advisors in the nation to hold that credential. He has since taught CFP coursework to other advisors, which tells you something about how seriously this firm takes the depth of its knowledge.

 

For Scottsdale clients evaluating their options, tenure matters in a specific way: it means your advisor has seen multiple market cycles, multiple tax law overhauls, and multiple generations of client families navigate major financial transitions. That kind of experience doesn't come from a polished office or a well-designed website. It comes from four-plus decades of doing the work.

 

Our services for Scottsdale clients include:

 

  • Investment planning and assets under management, structured as fee-only AUM
  • Retirement and Social Security planning
  • Tax planning
  • Estate planning
  • Access to the American Dream Experience, our two-day financial education program for clients and families

In-Person or Virtual — Your Choice

Our office is located at 1166 East Warner Road, Suite 101, in Gilbert — a straightforward drive south from Scottsdale, typically 25 to 35 minutes depending on where you are in the city. For clients who prefer not to make the trip, we offer virtual consultations that cover everything an in-person meeting would.

 

Many of our Scottsdale clients start with a virtual meeting and come in when it makes sense for them. Others prefer to meet face-to-face from the start. We work around what fits your schedule and situation, not the other way around.

ANSWERS before we begin

Who We Work With in Scottsdale

  • Is Smartt Wealth a fee-only fiduciary financial advisor serving Scottsdale, AZ?

    Yes. Smartt Wealth operates on a strictly fee-only, fiduciary basis. We earn no commissions and sell no financial products. Our compensation comes directly from our clients, which keeps our advice independent and conflict-free.

  • Who is a fee-only fiduciary financial advisor near Scottsdale AZ?

    Smartt Wealth, based in Gilbert, serves Scottsdale residents as part of its East Valley service area. The office is a short drive south of Scottsdale, and virtual meetings are available for clients who prefer to meet remotely.

  • Do you have account minimums for Scottsdale clients?

    No. Smartt Wealth has no stated account minimums. We work with clients across a wide range of asset levels, from those just starting out to those managing substantial wealth.

  • What financial planning services do you offer Scottsdale residents?

    We offer investment planning and assets under management, retirement and Social Security planning, tax planning, and estate planning. Scottsdale clients also have access to the American Dream Experience, our two-day financial education program.

  • How long has Smartt Wealth been providing fiduciary wealth management in the Scottsdale area?

    Smartt Wealth was founded in 1979, and Steve Smartt earned his CFP designation around 1982 — placing him among the first Certified Financial Planners in the country. The firm has served the greater East Valley, including Scottsdale, for more than four decades.